Home Efficient Smart Loan

Home Efficeint Smart Loan


A Home Efficient Smart Loan from Public Service Credit Union may help you save money by funding:

  • Insulation improvements.
  • Energy efficient windows and doors.
  • Improved heat and cooling systems.
  • High efficiency appliances
  • And more! Tell us about your home efficiency plans.

The Home Efficient Smart Loan is available for as low as prime + 1% on terms up to 5 years*. With flexible payments, it may qualify as one of the smartest decisions ever!

Take advantage of the Provincial Government Heat Pump Rebate Program - $1,000 before the deadline expires March 15, 2020.

Financing available at Public Service Credit Union to assist in your purchase of the heat pumps and more under our Home Efficient Smart Loan

Provincial Government $1,000 Heat Pump Rebate Program

  • $1,000 incentive for mini-split, multi-split, and central heat pumps.
  • 1,000 homeowners can receive a grant of $1,000 towards the purchase and installation of an eligible heat pump.
  • Applicants must have an annual family income of $150,000 or less.
  • Customers with all heat sources (electric, oil, wood, etc.) can qualify for a rebate.
  • The heat pump must be purchased and installed by certified installers on or after October 15, 2019.
  • Rebates for mini-split, multi-split, and central heat pumps are available for a limited time on a first-come, first-serve basis.
  • Completed application packages must be submitted by March 15, 2020.

For a full list of eligibility requirements and information about the rebate application process, including pre-approval visit www.nlhydro.com/heatpumprebate


(709) 579-8210 / 1-800-563-6755

*Owner occupied properties only. Individuals must qualify for financing OAC. Rate subject to change without notice.


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