Rates
| Prime Rate | Rates |
|---|---|
| PSCU Prime Rate | 3.75% |
| Special | Rates |
|---|---|
| Home Energy Efficiency Loan (Eco Loan) (variable) | 4.75% |
| Vehicle Loans | Rates |
|---|---|
| New 2021 / 2020 (Cars/Trucks) (variable) | 4.25% |
| New 2021 / 2020 (RVs, MCs, ATVs, Snowmobiles) (variable) | 4.75% |
| Used 2020 / 2019 (Cars, Trucks) (variable) | 5.00% |
| Used 2020 / 2019 (RVs, MCs, ATVs, Snowmobiles) (variable) | 5.25% |
| Loans | Rates |
|---|---|
| Line of Credit (Unsecured) - Greater than $10,000 (variable) | 6.75% |
| Debt Consolidation (Unsecured) (variable) | 8.25% |
| Mortgages | Rates |
|---|---|
| 6 Month Closed (fixed) | 3.75% |
| 6 Month Open (fixed) | 7.25% |
| 1 Year (fixed) | 3.09% |
| 2 Years (fixed) | 3.09% |
| 3 Years (fixed) | 3.49% |
| 4 Years (fixed) | 4.09% |
| 5 Years (fixed) | 4.79% |
| RRSPs Non-Redeemable (Semi-Annual Compound) (Minimum $500) | Rates |
|---|---|
| 12 Months | 0.40% |
| 18 Months | 0.45% |
| 24 Months | 0.50% |
| 27 Months | 0.50% |
| 30 Months | 0.50% |
| 33 Months | 0.55% |
| 36 Months | 0.60% |
| 42 Months | 0.65% |
| 48 Months | 0.75% |
| 54 Months | 0.80% |
| 60 Months | 0.90% |
| Non-Redeemable Term Deposits (Interest Paid Annually and at Maturity) (Minimum $500) | Rates |
|---|---|
| 12 Months | 0.40% |
| 24 Months | 0.50% |
| 36 Months | 0.60% |
| 48 Months | 0.75% |
| 60 Months | 0.90% |
| Tax Free Savings Account (Annual Compound) | Rates |
|---|---|
| 1 Year | 0.40% |
| 2 Year | 0.50% |
| 3 Year | 0.60% |
| 4 Year | 0.75% |
| 5 Year | 0.90% |
| High Interest Savings | 0.10% |
| RRIF (Annual Compound) | Rates |
|---|---|
| Variable | 0.05% |
| 1 Yr | 0.40% |
| 2 Yr | 0.50% |
| 3 Yr | 0.60% |
| 4 Yr | 0.75% |
| 5 Yr | 0.90% |
| RESPs (Trusteed by Concentra Financial Services) | Rates |
|---|---|
| 12 Months | 0.70% |
| 24 Months | 1.01% |
| 36 Months | 1.13% |
| 48 Months | 1.25% |
| 60 Months | 1.46% |
| Variable | 0.15% |
| Cashable | 0.83% |
| Your Savings | Rates |
|---|---|
| $0 to $4,999 | 0.05% |
| $5,000 to $9,999 | 0.05% |
| $10,000 to $24,999 | 0.05% |
| $25,000 to $59,999 | 0.10% |
| $60,000 and over | 0.10% |
| Your Chequing | Rates |
|---|---|
| $0 to $999 | 0.05% |
| $1,000 to $4,999 | 0.05% |
| $5,000 and over | 0.05% |
* All Rates Subject to Change without Notice
