RRSPs

The deadline for RRSP contribution for the 2023 tax year is February 29, 2024.

Regardless of your income level, with the right advice and tailor made plan, you can enjoy your retirement. The most important considerations when planning for retirement are security, flexibility, and growth potential. At your Credit Union, we can help with expert advice and together, figure out the most affordable way for you to start investing in your future!

Maximize future returns. Save on taxes. Earn more interest. It's that simple. We can help you understand RRSPs, show you the different investment options available, explain the short and long term benefits, and tailor an RRSP plan that's focused on your future.

Save more sooner and retire earlier with compounding interest.
Variable and Fixed Rate plans available.
Fixed term RRSPs available from 1 to 5 years
Personal and Spousal RRSPs available
Redeemable option available at time of investment\
Secure investment with principal and interest guaranteed.

Your Credit Union is a member of the Credit Union Deposit Guarantee Corporation (CUDGC), which provides $250,000 coverage on all Registered investments( RRSPs, RRIFs, TFSAs) with your Credit Union.

Want to learn more?
At your credit union, your success is our success. That's why we're always looking for ways to help you grow your nest egg, save for the important purchases in life, and make sure you're ready for a rainy day.

Putting more away can be easy, at any stage. Take a minute to think about what stage of saving you're in…

First Timer	Getting your savings started. You're hitting the ground running. You've landed your first “real” job, you're getting married, or starting a new family—or maybe all three! It's an exciting time in your life. And it can be difficult to think about saving for your retirement when everything is just beginning. But this is the perfect time, because time is on your side.
Builder	Growing your savings. Your life is at its busiest. Your kids are growing and always going, your career is in full swing, you're there for your friends, parents, community, and even manage some time for yourself occasionally. Most likely you've been contributing to a savings plan for some time now. But when's the last time you took a second look at your plan to make sure it's working as hard as you are?
Retiring Soon	Managing your savings. You're almost there! You've worked hard, saved smartly, and soon it'll be time to enjoy a well-deserved retirement. But now that you're in the homestretch of your retirement savings plan, there a few things well worth taking the time to consider.